18. Francis has £8,200 in a high interest individual savings account (ISA), which provides 0.3% interest per month, which remains in his ISA. He also holds £5,500 in fixed rate bonds, which pays monthly interest directly into Francis's current account at an annual rate of 3.5%. Finally, Francis owns £3,670 worth of shares, which have an average annual dividend yield of 2.8%, also paid directly into his current account monthly. Assuming that Francis's current account does not generate interest, and that all investments were made at the same time, how much income would Francis make in the first 3 months of his investments?